Serving these Areas:
This site focuses on South Central Pennsylvania covering these areas and beyond:
- Abbottstown, PA
- Biglerville, PA
- Boiling Springs, PA
- Camp Hill, PA
- Carlisle, PA
- Chambersburg, PA
- Dallastown, PA
- Delta, PA
- Dillsburg, PA
- Dover, PA
- Duncannon, PA
- Emigsville, PA
- Enola, PA
- Etters, PA
- Fairfield, PA
- Fayetteville, PA
- Gettysburg, PA
- Glen Rock, PA
- Greencastle, PA
- Hanover, PA
- Harrisburg, PA
- Lemoyne, PA
- Lewisberry, PA
- Littlestown, PA
- Liverpool, PA
- Loysville, PA
- Manchester, PA
- Marion, PA
- Marysville, PA
- McAlisterville, PA
- Mechanicsburg, PA
- Mercersburg, PA
- Mifflintown, PA
- Millerstown, PA
- Mount Wolf, PA
- Mt Holly Springs, PA
- Mt Pleasant Mills, PA
- New Bloomfield, PA
- Newburg, PA
- New Cumberland, PA
- New Freedom, PA
- New Kingstown, PA
- New Oxford, PA
- Newville, PA
- Red Lion, PA
- Richfield, PA
- Shermans Dale, PA
- Shippensburg, PA
- Shiremanstown, PA
- Shrewbury, PA
- Spring Grove, PA
- Stewartstown, PA
- Waynesboro, PA
- Wormleysburg, PA
- Wrightsville, PA
- York, PA
- York Haven, PA
Homeowners Insurance
It’s very important to understand the key features and coverages bundled together in a Homeowners policy. Does your current policy have a limit on what the insurance company would pay to rebuild your home in case of a partial or total loss? Do you have enough coverage for jewelry, watches, furs, guns, art, boats, and other personal property? Does your policy provide any coverage for your home business? We’ll take the time to explain coverages available for your house, mobile home, condominium, or apartment.
Discounts and Credits
- New home:
If your home was built recently, you may receive a substantial discount on your homeowners insurance. - Life Multi-policy:
Save even more when purchasing a qualifying life policy from the same carrier that insures your auto and/or home. - Multi-policy:
Insuring your auto and home with the same company will typically result in considerable savings on your premium. This discount typically applies when you insure both your auto and your home, mobile home, condominium, or personal property at your apartment. - Life multi-policy:
Save on your Homeowners insurance when you also purchase a qualifying Life policy. - Premises alarm:
You may be eligible for protective device discounts if you have installed smoke detectors, fire extinguishers, sprinkler systems, premises alarm systems, etc. - Age of insured/Retired:
Many carriers offer discounts on home policies due to either your age and/or if you are retired.
Endorsements
All Homeowners policies come with “exclusions” - specific types of losses and types of property that have limited coverage or are not covered at all. Some coverage can be added back or increased by purchasing endorsements. Examples of endorsements include added coverage for jewelry, guns, earthquake coverage, identity recovery coverage, sinkhole coverage, sewer and drain backup coverage, and much more.
