Serving these Areas:
This site focuses on South Central Pennsylvania covering these areas and beyond:
- Abbottstown, PA
- Biglerville, PA
- Boiling Springs, PA
- Camp Hill, PA
- Carlisle, PA
- Chambersburg, PA
- Dallastown, PA
- Delta, PA
- Dillsburg, PA
- Dover, PA
- Duncannon, PA
- Emigsville, PA
- Enola, PA
- Etters, PA
- Fairfield, PA
- Fayetteville, PA
- Gettysburg, PA
- Glen Rock, PA
- Greencastle, PA
- Hanover, PA
- Harrisburg, PA
- Lemoyne, PA
- Lewisberry, PA
- Littlestown, PA
- Liverpool, PA
- Loysville, PA
- Manchester, PA
- Marion, PA
- Marysville, PA
- McAlisterville, PA
- Mechanicsburg, PA
- Mercersburg, PA
- Mifflintown, PA
- Millerstown, PA
- Mount Wolf, PA
- Mt Holly Springs, PA
- Mt Pleasant Mills, PA
- New Bloomfield, PA
- Newburg, PA
- New Cumberland, PA
- New Freedom, PA
- New Kingstown, PA
- New Oxford, PA
- Newville, PA
- Red Lion, PA
- Richfield, PA
- Shermans Dale, PA
- Shippensburg, PA
- Shiremanstown, PA
- Shrewbury, PA
- Spring Grove, PA
- Stewartstown, PA
- Waynesboro, PA
- Wormleysburg, PA
- Wrightsville, PA
- York, PA
- York Haven, PA
Why an Independent Agent?
You probably get bombarded every day with advertisements from 800-number companies promising cheap car insurance rates. Price is important, but it’s just one of many variables to consider when deciding which insurance program is right for you and your family. Do you know enough about insurance laws and coverages to go online and select the right coverages without any assistance? Most people certainly don’t! What happens when you have a claim with one of those 800-number companies? Would a different person answer the phone every time you call? Do you have access to a local professional to meet with face-to-face if you need help?
What about the well-known national companies that pay hundreds of millions of dollars each year to advertise? Wouldn’t all that advertising expense drive up rates for their clients? It’s important to understand that most of the Agents representing the big national companies are “captive Agents” who only have access to the products offered by one company.
Independent Agents offer several important advantages over the competition. We live and work in your communities in South Central Pennsylvania. We know the area, we know insurance, and we know our clients! Independent Agents, unlike Agents with most national insurance companies, are able to shop several carriers to access a wide array of products. We will meet with you in person to help you determine the best coverage for your needs. We will also be there when you suffer a loss, whether it be a car accident, a house fire, or the death of a loved one.
Given the superior service and broad selection of products, you might anticipate that rates would be higher when buying through an Independent Agent. Actually, it is common for our rates to be extremely competitive with those 800 numbers and big national insurance companies. Since we typically have access to many insurance companies, we can often provide you with superior coverage at superior rates!
